Privacy Policy

Introduction

Loonies & Sense ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our financial planning tools.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide, including:

• Name and email address
• Financial data you enter into our calculators and planning tools
• Account credentials (encrypted)
• Communication preferences

Automatically Collected Information

We automatically collect certain information when you visit our site:

• Browser type and version
• IP address
• Pages visited and time spent
• Referring website

How We Use Your Information

We use the information we collect to:

• Provide and maintain our financial planning services
• Process your calculations and store your financial plans
• Send you updates, newsletters, and educational content (with your consent)
• Improve our website and services
• Respond to your inquiries and support requests
• Comply with legal obligations

Data Security

We implement appropriate technical and organizational security measures to protect your personal information. All sensitive data is encrypted in transit and at rest. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience. You can control cookie preferences through our cookie banner and your browser settings. Essential cookies are necessary for the site to function, while analytics and marketing cookies help us improve our services.

Third-Party Services

We may use third-party service providers to help operate our website, including:

• Supabase (database and authentication)
• Vercel (hosting)
• Analytics providers (Google Analytics, etc.)
• Email service providers (Resend)

These providers have access to your information only to perform specific tasks on our behalf and are obligated to protect your data.

Your Rights

You have the right to:

• Access your personal information
• Request correction of inaccurate data
• Request deletion of your data
• Object to processing of your data
• Export your data
• Withdraw consent at any time

To exercise these rights, please contact us at privacy@looniesandsense.ca

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us at:

• Email: privacy@looniesandsense.ca
• Website: looniesandsense.ca