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Free Canadian Financial Calculators
Calculate retirement income, compare TFSA vs RRSP strategies, estimate college costs, and optimize your mortgage. All our calculators use current Canadian tax rates and regulations.
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Master Canadian personal finance with AI-curated learning paths tailored to your goals. Learn about TFSAs, RRSPs, tax planning, investing, and retirement—at your own pace, completely free.
Join The WaitlistComplete Retirement & Financial Planning
Plan your entire financial future from retirement savings to estate planning. Our lifecycle planning tools help Canadians visualize their complete financial picture and track progress toward their goals.
Join The WaitlistPopular Financial Tools & Resources
Get started with our most popular calculators and learning resources designed specifically for Canadians
CPP & OAS Timing Calculator
Find the optimal time to start your Canada Pension Plan and Old Age Security benefits
Try CalculatorTFSA vs RRSP Calculator
Compare tax-free savings account and registered retirement savings strategies for your situation
Try CalculatorMortgage Optimizer
Calculate mortgage payments, compare amortization periods, and see how extra payments save you money
Try CalculatorCanadian Tax Calculator
Calculate federal and provincial taxes with detailed breakdowns for all Canadian provinces
Try CalculatorHow Our Learning System Works
- 1.Take a quick assessment to identify your financial knowledge gaps and goals
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Why Canadians Trust Loonies & Sense
- •Canadian-specific calculations using current federal and provincial tax rates
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- •Regularly updated with latest government benefit amounts and tax brackets
- •Built by financial professionals for accuracy and reliability