Loonies and Sense

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The Time of Your Life

We spend countless hours planning our financial future, obsessing over retirement accounts and investment returns. But there are resources far more precious than money that many of us fail to manage with the same care: our time and health. The Missing Dimension in Retirement Planning Traditional financial planning focuses heavily

A investor holding the world in his hands

An Ode to XEQT

BlackRock's XEQT is a 100% equities-based ETF that provides global market exposure with an appropriate home country bias, making it a simple, one-stop investment solution for Canadians.

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Many Happy Returns

What are investment returns and how are they calculated? How is investment performance measured and what does it involve? What level of returns is necessary to recoup a loss within a reasonable timeframe? What is sequence of returns risk and when should one be concerned about it?

A nerdy man reading a stack of books

A Bit of a Summer Reading List

I thought it'd be nice to put together a quick summer reading list. Whether you’re lounging on a beach, by a local lake, or just relaxing in your backyard, hopefully, there's something of interest here. This is not an exhaustive list, just some books I’

Futuristic stock market image

Visualize the Markets: NASDAQ-100 Returns in 2024

Okay, so we've done a couple of data visualizations so far. Here we studied the relative size of all major global exchanges. Here we did the relative market caps of major North American indices constituents. This time, we're going to look at the NASDAQ-100. Specifically, the

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So You Want to Move Abroad? Part 2: Once You've Left

In part 1 of this series, we covered things you should be aware of before leaving Canada. In this part, we'll go through what happens once you've left. Once You've Left Withholding Taxes This catches a lot of folks by surprise. Even when you

Visualize the Markets: Major North American Indices

Visualize the Markets: Major North American Indices

This is unlikely to work well on mobile – sorry. I helped you visualize the global stock market landscape in the last post. If you want some more technical details on how I built the below, you can go read about it there too. In this post, we'll look

A couple leaving Canada with their luggage

So You Want to Move Abroad? Part 1: Leaving Canada

Leaving Canada for good can come with a high price tag under certain circumstances. Here I detail what we learned with our [aborted] move to Costa Rica in 2021.

Visualize the Markets: Global Exchanges

Visualize the Markets: Global Exchanges

I'm a visual thinker. I think that's pretty common. So, it's not so strange that I make visual representations of investing. This is the first in a series of three posts around visualizing the markets (there may be more, but I've only

Woman working on her taxes

Tax Obligations for Canadians With Foreign Assets: T1135

Tax Obligations for Canadians With Foreign Assets: T1135. Many Canadians own foreign property. You may have some tax obligations to consider whether it's stocks, ETFs, bonds, real estate, or even crypto.